What will stamp duty
really cost you?
An instant, indicative estimate of transfer duty, government fees and first-home savings, across every Australian state and territory. Adjust the details and watch the numbers update live.
Your purchase
Estimated total upfront
For a $750,000 existing home in New South Wales.
Likely full exemption
You save about $27,937 on transfer duty as a first home buyer.
Indicative estimate only, not legal or financial advice. Duty scales, thresholds, concessions, grants, surcharges and fees change and depend on your circumstances. Always confirm the amounts that apply to you with Revenue NSW before you act.
Email me this estimate
Send a copy of these numbers to your inbox so you can plan with them later.
Want a fixed-fee quote too?
Stamp duty is a government cost. We'll send you a separate fixed-fee quote for the conveyancing itself, no obligation.
Stamp duty by state
NSW: transfer duty
NSW stamp duty rates, exemptions and payment dates
In New South Wales, stamp duty on a property purchase is called transfer duty and is collected by Revenue NSW. It is generally payable within three months of exchange or at settlement, whichever comes first. Your conveyancer confirms the due date for your contract and arranges payment as part of the matter.
First home buyers may qualify for the First Home Buyers Assistance Scheme and, for eligible new homes, the First Home Owner Grant (New Homes). Principal place of residence requirements and off-the-plan rules can affect the assistance or payment arrangements available. Eligibility depends on the buyer, property and contract, so do not rely on the calculator alone. Check the current rules with Revenue NSW and discuss your circumstances with your conveyancer before signing.
Check Revenue NSW and our first home buyer guide.
VIC: land transfer duty
VIC stamp duty rates, exemptions and payment dates
In Victoria, the charge commonly called stamp duty is land transfer duty, administered by the State Revenue Office Victoria. Duty is paid at settlement as part of the transfer process. Your conveyancer checks the assessment and confirms the funds needed, alongside the other settlement costs, before completion.
Assistance may include the first-home buyer duty exemption or concession, the principal place of residence concession and the off-the-plan concession. The First Home Owner Grant may also be available for eligible new homes; it is separate from duty relief. The conditions differ between schemes and depend on matters such as the property, buyer and intended use. Use this estimate as a starting point, then check the current eligibility rules with the State Revenue Office Victoria and your conveyancer.
Check State Revenue Office Victoria and our first home buyer guide.
QLD: transfer duty
QLD stamp duty rates, exemptions and payment dates
In Queensland, stamp duty on a property purchase is called transfer duty and is administered by the Queensland Revenue Office. For a contract subject to conditions, duty is generally payable within 30 days of the contract becoming unconditional; in practice, payment is arranged at settlement. The due date depends on the contract, so confirm it with your conveyancer rather than assuming settlement changes a statutory deadline.
Concessions include the home concession for a principal place of residence, the first home concession and the first home vacant land concession. Eligible new homes, including off-the-plan purchases, may also qualify for the First Home Owner Grant; this is separate from duty relief. Each scheme has conditions. Check the current Queensland Revenue Office rules and our state-by-state guide before relying on any concession.
Check Queensland Revenue Office and our first home buyer guide.
Ready to make it real?
When you're ready to buy, Settle Easy handles the legal side end to end, on one fixed fee, with a real conveyancer guiding you the whole way.